What grants are available in Craigieburn for first home buyers?

First home buyers in Craigieburn, Victoria may be eligible for: First Home Owner Grant VIC ($10,000 for new builds under $750k), Stamp Duty Exemption VIC (full exemption under $600k), Federal 5% Deposit Scheme (no LMI), First Home Super Saver Scheme (up to $50,000 from super). Eligibility conditions apply. DeltaMap checks your exact eligibility automatically.

Buying in Craigieburn VIC — What It Actually Takes in 2025

Q: Can I afford to buy in Craigieburn on a single income?

With a median house price of $705,000, you typically need around $105,750 to $126,900 household income per year to comfortably service an 80% LVR mortgage. DeltaMap uses your actual income and savings for a precise answer.

Q: How much deposit do I need to buy in Craigieburn?

A 20% deposit for a median house in Craigieburn is $141,000. With the Federal 5% Deposit Scheme you can buy with just $35,250 and avoid LMI. A 10% deposit requires $70,500 plus stamp duty and costs.

Q: How long does it take to save for a house in Craigieburn?

At $2,500 per month savings, approximately 3.5 years to save a 10% deposit plus upfront costs for a median house in Craigieburn. Saving as a couple or at a higher rate shortens this significantly.

Q: Is Craigieburn a good suburb for first home buyers?

Melbourne s northern growth corridor star. New estates, Craigieburn Line rail and proximity to Melbourne Airport make it one of the most practical FHB choices under $750k. With 9.0% annual price growth and 4.0% rental yield, it offers strong fundamentals for first home buyers in Victoria.

At a glance

Craigieburn, VIC — 2025 snapshot

Median house

$705,000

9.0% annual growth

Median unit

$460,000

More accessible entry

Distance to CBD

30km

From VIC CBD

Rental yield

4.0%

Gross annual

Min. deposit

$70,500

10% of median house

Grants

For first home buyers

Melbourne's northern growth corridor star. New estates, Craigieburn Line rail and proximity to Melbourne Airport make it one of the most practical FHB choices under $750k.

What it costs to buy

Upfront costs and savings timeline

Based on 2025 median prices. Includes 10% deposit, stamp duty or concession, conveyancing and inspection. Timeline assumes $2,500/month savings. Calculate your personal timeline →

🏠 House · $705,000

10% deposit$70,500

Stamp duty$28,200

Conveyancing + inspection~$3,100

Total upfront$105,325

Time to save~3.5 years

🏢 Unit · $460,000

10% deposit$46,000

Stamp duty$13,800

Conveyancing + inspection~$3,100

Total upfront$49,100

Time to save~1.6 years

Your numbers will differ. Savings rate, income, partner income, HECS debt and existing assets all change the picture. DeltaMap uses your actual inputs and shows your exact timeline — not a generic estimate.

What's your actual gap to Craigieburn?

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Government support

Grants for first home buyers in Craigieburn

As a first home buyer in Craigieburn, Victoria, you may be eligible for the following grants and concessions. Eligibility depends on income, property price and whether the property is new or established.

🎁First Home Owner Grant VIC ($10,000 for new builds under $750k)
🎁Stamp Duty Exemption VIC — full exemption under $600k, concession to $750k
🎁Federal 5% Deposit Scheme — buy with 5% deposit, no LMI
🎁First Home Super Saver Scheme — withdraw up to $50,000 from super

Grant conditions change regularly. Always verify with the relevant state revenue office. Check your exact eligibility free on DeltaMap →

Common questions

First home buyers in Craigieburn ask...

Can I afford to buy in Craigieburn on a single income?

With a median house price of $705,000, you would typically need around $105,750–$126,900 household income per year to comfortably service an 80% LVR mortgage at current rates. A unit at $460,000 requires around $69,000 per year. DeltaMap uses your actual income and savings for a precise answer.

How much deposit do I need to buy in Craigieburn?

A 20% deposit for a median house is $141,000. First home buyers can use the Federal 5% Deposit Scheme to buy with just $35,250 and avoid Lenders Mortgage Insurance. A 10% deposit requires $70,500 plus stamp duty and other upfront costs.

How long does it take to save for a house in Craigieburn?

At $2,500/month savings, approximately 3.5 years to save for a median-priced house in Craigieburn. Saving as a couple or at a higher rate shortens this significantly. Use DeltaMap for your exact timeline.

Is Craigieburn a good suburb for first home buyers?

Melbourne's northern growth corridor star. New estates, Craigieburn Line rail and proximity to Melbourne Airport make it one of the most practical FHB choices under $750k. With 9.0% annual price growth and 4.0% rental yield, it offers a solid combination of liveability and investment fundamentals for first home buyers in Victoria.

What grants am I eligible for buying in Craigieburn?

First home buyers in Craigieburn, Victoria may qualify for: First Home Owner Grant VIC ($10,000 for new builds under $750k), Stamp Duty Exemption VIC — full exemption under $600k, concession to $750k, Federal 5% Deposit Scheme — buy with 5% deposit, no LMI, First Home Super Saver Scheme — withdraw up to $50,000 from super. Eligibility conditions apply. DeltaMap shows exactly which grants you qualify for based on your specific situation.

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Buying in Craigieburn, VICWhat it actually takes

Buying in Craigieburn, VIC
What it actually takes